Recently one of my friend told me he wanted to wait for the EPF dividend to be credited first before he withdraw to invest into Public Mutual. Thanks to him, I found out that actually EPF paid 2009 based on the total account balance regardless of your withdrawal to invest in unit trust and NOT based on current balance.
Example, if my A/C 1 is 100,000 then 2009 dividend is 5.65% and I withdraw for example 20,000. Left balance by end 2009 is 80,000. However my dividend is paid based on 100,000 and not 80,000!! I triple check this with few people.
So if you want to enjoy 2 times dividend, just withdraw your EPF money and invest in unit trust which also pay out dividend. Therefore same amount of fund but receive 2 times dividend without additional effort.
What are you waiting for? Quickly invest and enjoy double prosperity!!
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